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If you'd like to request a quote for automotive coverage immediately click here. Or to learn more about automotive policies and how to help us determine the best plan for you, please read on, you can proceed to the quote request at any time you feel ready.

Automotive insurance can be among the most challenging coverage to select. There is a huge variety and the complexity can be immense in terms in what is available and why. Your Wasserman Agency professional is happy to help you navigate through the tricky road map of auto insurance to select a policy that will provide the perfect balance of value and coverage for you and your families needs.

Note that your request to a Wasserman Agent will be handled on a very confidential & personal basis, we are not a business who sells leads to a list of bothersome sales people. You will only be contacted by one agent who will personally and directly help you assess your needs. You will not be added to endless mail lists like other websites who promise multiple quotes.

What are the potential pitfalls of different auto insurance policies, how do some companies mislead me?
We don't want to even suggest that some companies providing insurance services are dishonest, and many, possibly most are not at all. However, most business goals focus on short term generation of profits, which often precedes long-term interests serving clients real needs. The range in automotive insurance is vast. There are coverage which you may not need, which you should be advised against. Most companies won't bother to even ask why you carry coverage that don't seem material to your needs.

Beyond that, creating real protection for you means a LOT more than simply calculating a number based on your initial suggestions. If your insurance company doesn't do a comprehensive evaluation of your needs, how can they understand them? Proper insurance coverage takes a lot into account, your real budget, your real risks and much more. Only an agent who REALLY cares will take the time to create a package that covers you, without costing you more than it should.

What does the Wasserman Agency do differently?
We look beyond the quote requests to evaluate your real risks and budget. We make suggestions even ones that lower the cost of coverage with your benefit in mind first. We believe that works better for us in the long run because clients who are well served will bring additional types of coverage to us, as well as refer friends and family. We seek to grow our business by serving our clients interests first.

Why should I fill out your form immediately?
Our online quote request form will only take a couple of minutes to fill out, by doing so we can offer a competitive proposal to provide more complete and better value coverage that what you are getting currently. We may call or email if we have suggestions on how to decrease your costs or boost your coverage in ways that may be more appropriate to your circumstances, but we will NEVER share your email or other contact information and you won't be contacted by a barrage of sales people around the country. Once we are hired to be someone's agent they have a friend in the insurance business who will work tirelessly to make sure their coverage is current and appropriate to their needs. You can get started right now, save money and increase your security. Our form operates through a "Secure Socket Layer" which means you are assured that it cannot be read by parties other than our Wasserman Agency professionals. If you start now, in a few minutes you can be on your way to better coverage and lower premiums! Go to our online form now to begin.

AUTO COVERAGE GLOSSARY OF TERMS:
Bodily Injury Liability: This is the coverage that pays for medical and rehabilitation expenses to others that you may be held liable, due to a car accident.

Property Damage Liability: This is what covers damage to someone’s property in a car accident which you are at fault.

Medical Benefits: This is what covers medical bills for you and others on your policy regardless of fault.

The above Three Coverage’s are what is Required by Law in Most States

(Limits differ by State)

Underinsured Motorist: This covers bodily injuries for you and your passengers if you are hit by an at-fault underinsured motorist.

Uninsured Motorist: This covers bodily injuries for you and your passengers if you are hit by an at-fault uninsured motorist.

Stacking: This allows you to multiply your Uninsured / Underinsured Motorist coverage by the number of vehicles on your policy for an extra charge.

Extraordinary Medical: This protection pays when your medical and rehabilitation bills exceed $100,000 and pays up to $1,000,000.

Funeral: Pays up to the selected amount if you or a family member dies as a result of an auto accident.

Comprehensive: This covers damage to your vehicle for hazards from things other than collision such as fire, theft, falling objects, storms, glass breakage, and collisions with animals. (Different deductibles are available)

Collision: This coverage pays for damage to your vehicle as a result of an accident. (Different deductibles are available)

Deductible: The amount you are self insuring for before the applicable coverage begins.

Loss of Use: Pays up to the selected amount for a rental care while yours is being repaired.

Loss of Income: Pays wages up to a selected amount if injuries you sustained in an auto accident keep you from working.

Full Tort: Unrestricted rights to bring suit against the negligent party.

Limited Tort: Limits the rights to bring suit against the negligent part for certain damages such as pain and suffering. You are still able to recover all out of pocket medical and other expenses. (Some exceptions apply)

(1). As qualified and professional insurance agents we promise to do our best to protect your interests, however, it is, of course impossible to guarantee that any insurance product will protect against all possible varieties of risk. Our commitment is to assist you in balancing your requirements and budget to provide you with the best set of insurance policies to fulfill your individual and unique needs.

 
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