and Renters Insurance from
the Wasserman Agency
Property owners of all types should be
insured against certain types of losses both man-made
and natural. Like any insurance it is possible to over
or under insure yourself and it takes a qualified agent
to evaluate your needs and determine the right balance
of protection and budget. Your home, your lifestyle,
budget and comfort level all factor in when determine
the right type of coverage for your home, valuables,
keepsakes, heirlooms and other property. To receive
a fast proposal for property insurance of nearly any
type, go to our secure
online form now. To learn more about the property
insurance read-on or skip to our glossary
that your request to a Wasserman Agent will be handled
on a very personal basis, we are not a business who
sells leads to a list of bothersome sales people. You
will only be contacted by one agent who will personally
and directly help you assess your needs. You will not
be added to endless mail lists like other websites who
promise multiple quotes.
What are the potential pitfalls of
different property insurance policies, how do some companies
Many people learn hard lessons from natural disasters
or other difficult events. When you work direct with
an insurer it's not always in their best interest to
offer coverage that are likely to cost them money. We
don't want to even suggest that some companies providing
insurance services are dishonest, and many, possibly
most are not at all. However, most businesses focus
on short term generation of profits, often placing that
ahead of long-term customer service interests. Many
people don't learn until it's too late that a particular
type of disaster isn't covered by their policy because
of a hidden clause in the coverage. It's in our interest
to provide you coverage that PAYS OFF should costly
circumstances occur, not to hide clauses in your coverage
that become problems when you thought you were covered.
Most companies won't bother to even ask why you carry
coverage that don't seem material to your needs.
Beyond that, creating real protection
for you means a LOT more than simply calculating a number
based on your initial suggestions. If your insurance
company doesn't do a comprehensive evaluation of your
needs, how can they understand them? Proper insurance
coverage takes a lot into account, your real budget,
your real risks and much more. Only an agent who REALLY
cares will take the time to create a package that covers
you, without costing you more than it should.
What does the Wasserman Agency do
We look beyond the quote requests to evaluate your
real risks and budget. We make suggestions even ones
that lower the cost of coverage with your benefit in
mind first. We believe that works better for us in the
long run because clients who are well served will bring
additional types of coverage to us, as well as refer
friends and family. We seek to grow our business by
serving our clients interests first. Your Wasserman
Agent will take the time to explain your coverage and
make sure you understand what is covered. We don't like
bad surprises any more than you do, and knowing our
clients on a personal basis, the last thing we want
is to disappoint them.
Why should I fill out your form
quote request form will only take a couple of minutes
to fill out, by doing so we can offer a competitive
proposal to provide more complete and better value coverage
that what you are getting currently. We may call or
email if we have suggestions on how to decrease your
costs or boost your coverage in ways that may be more
appropriate to your circumstances, but we will NEVER
share your email or other contact information and you
won't be contacted by a barrage of sales people around
the country. Once we are hired to be someone's agent
they have a friend in the insurance business who will
work tirelessly to make sure their coverage is current
and appropriate to their needs. You can get started
right now, save money and increase your security. Our
form operates through a "Secure Socket Layer"
which means you are assured that it cannot be read by
parties other than our Wasserman Agency professionals.
If you start now, in a few minutes you can be on your
way to better coverage and lower premiums! Go to our
form now to begin.
covers personal property that is not attached or built
in to the home for losses due to fire, smoke, wind,
theft, and other causes listed in policy.(Ex. Furniture,
clothing, appliances not built in)
The amount you are self insuring for before the applicable
is what covers the house and attached structures for
accidental direct physical losses. (Includes built in
Cost on Contents: This pays to replace personal
property without depreciation being taken.
This coverage will assist you with restoring
your identity and pay up to a selected benefit for your
Loss of Use:
This coverage pays for reasonable living expenses over
and above your normal living expenses if you are not
able to reside in your home due to a covered loss.
This coverage pays for medical or funeral expenses of
others who are injured on your property or by your activities.
This covers other structures that are not attached
to the house for accidental direct physical losses.
(Ex. Detached garage, shed, gazebo) This coverage is
typically included on the policy for a percentage of
the dwelling amount.
Law: This will pay for increased expenses to
rebuild due to changing building ordinances or codes.
(Ex. New construction with finished basement must have
This covers damage to others which you may be
held liable. (Ex. Someone trips on your sidewalk)
Cost on Dwelling: If home is insured at 100%
replacement cost this coverage can pay up to an additional
20% if the home is a total loss and additional money
is needed to replace the home.
This coverage can provide additional protection
for higher value personal property such as artwork,
jewelry, furs, etc.
of Sewer: Gives broader coverage for a loss due
to water backup through a sewer or drain. (Ex. Sump
Pump failed) This is not flood insurance.
(1). As qualified and professional insurance
agents we promise to do our best to protect your interests,
however, it is, of course impossible to guarantee that
any insurance product will protect against all possible
varieties of risk. Our commitment is to assist you in
balancing your requirements and budget to provide you
with the best set of insurance policies to fulfill your
individual and unique needs.