Health Insurance

The Wasserman Agency is proud to be affiliated with the countries most respected Health Insurance providers. To obtain direct quotations from Blue Cross or Aetna insurance groups please use the links below to use forms within their websites. Note that your request to a Wasserman Agent will be handled on a very personal basis, we are not a business who sells leads to a list of bothersome sales people. You will only be contacted by one agent who will personally and directly help you assess your needs. You will not be added to endless mail lists like other websites who promise multiple quotes.

The Wasserman Agency, Inc. has a privacy policy to protect your personal information. Prior to issuing a policy companies may verify loss and credit history using consumer reports to determine eligibility and to provide an accurate quote. You have a right to access and correct all personal information that is collected.

For a custom quotation from Aetna Insurance Group, click here.

Deductible: An amount the insured is responsible for before the insurance company starts paying. (Can be per incident or more commonly per year) Plans usually have an individual and a family deductible.

Copay: A fixed amount the insured pays for a particular service (Dr. Visits, lab test, etc.) Usually these are not subject to a plans deductible.

Coinsurance: This is the sharing of cost between the insured and the insurance company usually after the deductible is met (Typically a percentage 90/10, 80/20) these amounts can differ when a plan has a network and out of network benefit.

Types of Plans
PPO: Preferred Provider Organization (No referrals, in network and out of network coverage available)

HMO: Health Maintenance Organization (Insured picks a primary doctor who acts as the gatekeeper, referrals needed to go to a specialist, no out of network coverage)

POS: Point of Service (Basically a HMO with an out of network benefit)

Open Access HMO: (Works the same as the HMO with the exception of needing referrals)

Open Access POS: (Works the same as the POS with the exception of needing referrals)

(1). As qualified and professional insurance agents we promise to do our best to protect your interests, however, it is, of course impossible to guarantee that any insurance product will protect against all possible varieties of risk. Our commitment is to assist you in balancing your requirements and budget to provide you with the best set of insurance policies to fulfill your individual and unique needs.